Managing finances is commonly boiled down to crunching numbers and keeping tabs on income and expenses alone. The way we handle money is significantly impacted by our thinking patterns that influence how we view spending and saving money alike. Cognitive…

True financial management involves more than numbers because it includes psychological habits along with emotional decision-making processes. Financial budgeting presents a challenge which goes beyond income and expense management because people struggle with it more often due to behavioral patterns…

The task of financial management can create a sense of intimidation because it becomes necessary to handle unexpected costs and reduce spending when income falls short. Most people find it difficult to account for where their money is spent, a…